负担:学生债务与美国危机的形成
An urgent investigation of student debt in America revealing the corrupt systems, rotten policies, and bad actors that have created a $1.7 trillion crisis.
College costs more today than ever and is worth less. Tuition at public colleges has more than tripled in the past 50 years. Over the same period student debt has grown from virtually nothing to more than $1.7 trillion, second only to home mortgages.
Skyrocketing student-loan burdens are leading an entire generation to put off the traditional milestones of adulthood: buying homes, getting married, starting families, and saving for retirement. The burden weighs heavier on women and black Americans, and with almost 10 percent of student debtors now over the age of 60, it is a crisis no longer limited to the young.
Ryann Liebenthal's Burdened tells the maddening story of how the power plays of legislators and presidents, the commodification of higher ed, and the rapacious practices of for-profit colleges and private lenders have created today's student-debt lava pit.
As the notion of student-loan cancellation percolates into the political mainstream, Liebenthal offers a deeply researched, sweeping narrative of our broken system. Rather than give in to despair, she boldly charts a way out, offering hopeful solutions to this seemingly unfixable problem.
英文| 2024年9月10日|国际标准图书编号:0358353963 | 336页|真正的EPUB | 1.21 MB 对美国学生债务的紧急调查揭示了腐败的制度、腐败的政策和不良行为者,这些因素造成了1.7万亿美元的危机。 如今,大学学费比以往任何时候都高,但价值却更低。在过去的50年里,公立大学的学费增加了两倍多。同期,学生债务从几乎为零增长到超过1.7万亿美元,仅次于住房抵押贷款。 飙升的学生贷款负担正在导致整整一代人推迟成年的传统里程碑:买房、结婚、组建家庭和为退休储蓄。女性和美国黑人的负担更重,现在近10%的学生债务人年龄超过60岁,这场危机不再局限于年轻人。 Ryann Liebenthal的《负担重重的告诉了一个令人恼火的故事,即立法者和总统的权力游戏、高等教育的商品化,以及营利性大学和私人贷款人的贪婪行为,如何造就了今天的学生债务熔岩坑。 随着学生贷款取消的概念渗透到政治主流,利本塔尔对我们破碎的制度进行了深入的研究和全面的叙述。她没有屈服于绝望,而是大胆地规划了一条出路,为这个看似无法解决的问题提供了有希望的解决方案。本站不对文件进行储存,仅提供文件链接,请自行下载,本站不对文件内容负责,请自行判断文件是否安全,如发现文件有侵权行为,请联系管理员删除。
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